Wealth Management UnifedPrincipal Private Wealth Management brings your financial life and legacy together. Creating a comprehensive plan that’s customized for you, your UnifiedPrincipal Private Wealth Advisor will be your personal guide and single point of contact, working diligently to understand what you want to achieve in life and how you define success. Then, with a team of UnifiedPrincipal specialists in investment management, credit and banking solutions, financial planning, trust and estate services, and risk management, your UnifiedPrincipal advisor will develop a plan that’s designed to help you:
● Pass on assets to your heirs
● Manage medical expenses in retirement
● Maintain your standard of living into retirement
● Protect your wealth and property
● Navigate complex employee benefit plans
● Support a cause that’s important to you
● Use credit to manage cash flow and income
Retirement Retire when you want, the way you want! Together, you and your UnifiedPrincipal Specialist will explore the most effective and tax-efficient strategies for your lifestyle. Whether you’re just starting out or on the cusp of retirement, by identifying shortfalls and setting appropriate targets, UnifiedPrincipal will help you realize your vision for life in retirement.
Asset Allocation Having the right mix of stocks, bonds, cash and other investments in your portfolio is one of the most important investment decisions you can make. Your UnifiedPrincipal Wealth Advisor will take a look at your goals, investment time frame and risk tolerance, analyze your current investments, and recommend changes designed to keep you on the right path to your financial destination.
College Savings You want to give your kids the best start in life, and putting together a plan for college is one of the first big steps. Your UnifiedPrincipal Wealth Advisor will help you determine the smartest ways to pay for your child’s education by exploring a variety of options, including over 500 Plans, so you and your family can look forward to a bright future.
Insurance Life is often unpredictable. Your UnifiedPrincipal Wealth Advisor will help your family manage risk by examining your ability to withstand a loss of income or the need for extended care, and recommend coverage that will make it easier to cope with the unexpected.
Estate Planning UnifiedPrincipal knows how important it is to help secure your family’s financial future. By creating a customized estate plan-a “blueprint” for your legacy-Your UnifiedPrincipal Wealth Advisor will help you protect your assets against tax erosion, mismanagement and litigation with strategies to transfer wealth purposefully and efficiently.
Charitable Giving One of the most fulfilling personal contributions you can make is to give back to those who have made a difference in your life. Whether you want to make a direct donation, designate a charity as your beneficiary, or establish a charitable trust, Your UnifiedPrincipal Wealth Advisor will help you put together a gifting strategy that supports your philanthropic goals while providing optimal tax benefits.
Tax Planning Basic tax planning strategies aimed at reducing the amount of your taxable income may closen the gap and increase your refund. In some cases, these strategies benefit you in other ways, offsetting future costs for health care or providing for retirement. Your UnifiedPrincipal Wealth Advisor will help you develop a plan to reduce tax liability and accomplish your goals.